News

An important decision has been released by the Financial Ombudsman Service (FOS) relating to a swap entered into by Messrs Green & Rowley after the 2005 swap which has been the subject of a long running litigated battle with RBS, culminating in the Court of Appeal’s decision in October 2013. Some 3 years after entering into their initial swap with RBS, Messrs Green & Rowley entered into a further swap, this time in partnership with […]

TLPIs, sometimes known as “Death Bonds” are at heart an investment in death. Life insurance policies are purchased from individuals to release funds for them, then pooled and sold to hedge funds or investment banks to be packaged and transformed into securities which can in turn be sold to investors. The basic idea behind TLPIs is that everybody dies at some point; when the original policy holders die the fund receives the insurance payout which […]

A dispute with a professional can be a worrying and financially devastating experience for a small business or individual. An architect may have made mistakes in the design of a building, a solicitor may have provided inappropriate advice, or an insurance broker may have failed to arrange adequate insurance. Pursuing a complaint or claim against a professional in situations such as this can be daunting. Invariably, the professional will have professional indemnity insurance against claims […]

For over three years, I have represented and advised over 60 small businesses and private individuals with claims or complaints in relation to interest rate hedging products. Each situation has been unique, and has been treated as such. However, the common theme has been that people have entered into contracts where they did not properly understand the features and risks of such contracts. Due to the magnitude of interest rate hedge mis-selling, over recent months […]